Cost to Build a House in Oklahoma: Complete Guide for 2024

The cost to build a house in Oklahoma approximately $130 per square foot. This means for a 2,000-square-foot home, the total construction cost would be around $260,000. However, this estimate can vary based on factors such as the specific location in Oklahoma, the type of property, labour expenses, and the cost of materials. The construction process for a new home in Oklahoma typically takes between 9 to 12 months to complete.

Key Takeaways

  • The average cost to build a house in Oklahoma is $260,000
  • Prices range from $200,000 to $300,000 based on size and features
  • Most houses fall within the cost range of $110 to $160 per square foot.
  • Major expenses include materials, labour, permits, design fees
  • Finishes like flooring, countertops, lighting affect price per square foot
  • Custom designs and high-end materials increase costs significantly

What is The Average Cost of Building a House in Oklahoma

On average, it costs about $130 per square foot to build a home in Oklahoma. However, these figures are only a starting point. The total cost of building a home in Oklahoma can range from $200,000 to $300,000, with the state average hovering around $260,000. This cost is influenced by several factors including the size of the home, the quality of materials and the complexity of the design.

Also read: How Much Does It Cost to Build a House in Iowa

A Comprehensive Guide to Cost Breakdown by Square Foot

Home SizeAverage Price Range
500 sq. ft.$65,000 – $80,000
1,000 sq. ft.$130,000 – $160,000
1,500 sq. ft.$195,000 – $240,000
2,000 sq. ft.$260,000 – $320,000
2,500 sq. ft.$325,000 – $400,000
3,000 sq. ft.$390,000 – $480,000
3,500 sq. ft.$455,000 – $560,000
4,000 sq. ft.$520,000 – $640,000
4,500 sq. ft.$585,000 – $720,000
5,000 sq. ft.$650,000 – $800,000

Building a House in Various Oklahoma Locations

CityAverage Building Costs per Sq. Ft.
Oklahoma City$110

House Construction Expenses Across States

New Hampshire$299,900
New Jersey$376,900
New Mexico$290,940
New York$360,180
North Carolina$301,500
North Dakota$212,500

Also read: Cost to Build a House in North Carolina: A Ultimate Guide

Comprehensive Cost Breakdown for Home Construction

Hard Costs

  • Materials – $50/sq ft
  • Contractor fees – 10-20% of total cost
  • Electrical – $7,500 to $12,500
  • Roofing – varies based on material and size
  • Plumbing – Around $12,000
  • HVAC – $1,500 to $12,500

Soft Costs

  • Land – $22,100 per acre (average)
  • Building permits – $5,000 (approx.)
  • Interiors – $20,000+ for 2,500 sq ft home
  • Interior design fees – Around $5,400

Factors That Impact Total Cost

  • Location: Urban vs. rural areas have different land and labour costs.
  • Design Complexity: Custom designs and architectural features increase costs.
  • Material Quality: High-end materials are more expensive than standard ones.
  • Labour Costs: Skilled labour rates vary by region.
  • House Size: Larger homes require more materials and labour.
  • Permits and Regulations: Costs for permits and adherence to local codes.
  • Site Preparation: Expenses for land clearing, excavation, and levelling.
  • Market Fluctuations: Changes in material and labour prices due to economic conditions.

Also read: Cost to Build a House in Tennessee: Complete Information

How Long Does it Take to Build a House in Oklahoma?

  • Design and Permits: 1-3 months for architectural design and obtaining necessary permits.
  • Site Preparation: 2-4 weeks for clearing, grading, and foundation preparation.
  • Foundation Work: 3-5 weeks, depending on the complexity and weather conditions.
  • Framing: 4-6 weeks for constructing the basic structure and roof.
  • Exterior and Roofing: 3-5 weeks for siding, windows, and roofing installation.
  • Interior Work: 2-4 months for electrical, plumbing, HVAC, insulation, and drywall.
  • Finishing Touches: 1-2 months for interior finishes, painting, and flooring.
  • Final Inspection and Landscaping: 2-4 weeks for final inspections, landscaping, and exterior details.

Best Ways to Save on Home Construction

  • Opt for a Simple Design: Choose a basic, cost-effective architectural style.
  • Select Affordable Materials: Use quality yet budget-friendly building materials.
  • Plan Efficiently: Minimise waste with smart planning and design.
  • Compare Contractor Quotes: Shop around for the best construction bids.
  • DIY When Possible: Take on tasks you can safely handle yourself.
  • Bulk Purchases: Buy materials in bulk for discounts.
  • Use Recycled Materials: Consider eco-friendly, reclaimed materials.
  • Focus on Energy Efficiency: Invest in features that offer long-term savings.
  • Limit Customization: Reduce expensive custom features and finishes.
  • Negotiate with Suppliers: Look for better deals on materials and labour.
  • Phase the Construction: Build in stages to manage costs effectively.
  • Regularly Monitor Progress: Keep track of the project to avoid overruns.

A Guide to Construction Funding Options in Oklahoma

  • Construction Loans: Specialised loans that cover the cost of building a new home, often converted into a standard mortgage after construction completion.
  • Owner-Builder Loans: For those who plan to manage the construction themselves, requiring detailed plans and a proven track record in construction.
  • Home Equity Line of Credit (HELOC): Utilising the equity in your existing home to finance the construction of a new one.
  • Mortgage Loans: Traditional mortgages can be used for homes built by developers or for pre-built homes.
  • Government Loans: Programs like FHA construction loans offer favorable terms for home construction, including lower down payments and relaxed credit requirements.
  • Personal Savings: Using personal funds to cover some or all construction costs, avoiding loan interest.
  • Land Loans: Separate financing for purchasing the land, often combined with a construction loan for the building process.
  • Bridge Loans: Short-term financing to cover construction costs until long-term financing is secured.

Building vs. Buying a House: Key Differences

Building a house offers the unique advantage of customization, allowing you to design and tailor every aspect of your home to fit your specific needs and preferences. This process involves selecting the layout, materials, finishes, and even the exact location of your home. Building ensures the use of modern construction techniques and materials, potentially leading to better energy efficiency and lower maintenance costs in the long run. However, building a house is typically more expensive and time-consuming than buying. It involves managing a complex project that can face delays and cost overruns due to factors like weather, labor issues, or changes in material prices.

On the other hand, buying an existing home is generally quicker and can be less expensive upfront. It offers the convenience of moving into a ready-made home, often situated in established neighborhoods with existing infrastructure and amenities. Buying a home means you might have to compromise on certain aspects like layout, design, and efficiency, and it may involve additional costs for renovations or updates. However, it eliminates the uncertainties and extensive time commitment associated with building a new home. The choice between building and buying largely depends on individual preferences, budget, timeline, and the value placed on customization versus convenience.

Benefits of Building a House?

  • Customization: Tailor every aspect to your specific needs and preferences.
  • Modern Design: Incorporate the latest architectural styles and technologies.
  • Energy Efficiency: Utilise modern materials for better energy savings.
  • Quality Control: Direct oversight of construction ensures high standards.
  • Personal Satisfaction: The fulfilment of creating your dream home.
  • Location Choice: Select the ideal plot in your preferred area.
  • Reduced Maintenance: Newer constructions typically require less upkeep.
  • Healthier Environment: Option to use eco-friendly, non-toxic materials.
  • Warranty Coverage: New homes often come with builder warranties.
  • Future-Proofing: Design for current and future lifestyle needs.

Helpful Tips for Building in Oklahoma

  • Understand Local Climate: Design your home to withstand Oklahoma weather conditions, including tornadoes and high winds.
  • Research Local Zoning Laws: Familiarize yourself with zoning regulations and building codes specific to your area in Oklahoma.
  • Choose Durable Materials: Opt for materials that are durable and suitable for the local climate.
  • Hire Reputable Contractors: Select experienced and reliable builders familiar with Oklahoma construction standards.
  • Plan for Energy Efficiency: Incorporate energy-efficient features to cope with Oklahoma hot summers and cold winters.
  • Budget Wisely: Factor in potential cost overruns and unexpected expenses in your budget.
  • Consider Water Management: Implement effective drainage and water management systems due to Oklahoma varying rainfall.
  • Secure Necessary Permits: Ensure all required building permits are obtained before starting construction.
  • Emphasise Insulation: Invest in quality insulation to maintain indoor comfort and reduce energy costs.
  • Explore Financing Options: Understand and choose the best financing option suited for your project in Oklahoma.
  • Stay Involved in the Process: Regularly monitor the construction progress and maintain open communication with your contractor.


Building a house in Oklahoma in 2024 requires a significant financial and time investment. The cost varies widely based on the size of the house, location, materials used, and other factors. While building a house offers the advantage of customization, it is often more expensive and time-consuming than buying an existing home. Prospective homeowners must carefully consider their budget, needs, and preferences when deciding whether to build or buy a house in Oklahoma.

Frequently Asked Questions (FAQ)

How much does it cost to build a 2000 sq ft house in Oklahoma?

For a 2,000 square foot house in Oklahoma, expect to pay around $260,000, or $130 per square foot. This covers materials, labour, permits and soft costs for a standard home. Custom designs or luxury finishes would increase the price.

What is the most expensive part of building a house?

The structure itself makes up the largest portion of costs. Materials, contractor fees, and labour for the foundation, framing, roofing, MEP systems, etc account for 50-60% of the total budget. Finishing details like flooring and landscaping are smaller line items.

How much does it cost to build a 1000 sq ft house in Florida?

In Florida, a 1,000 square foot home would cost around $130,000 to $160,000 on average. Prices per square foot are similar nationwide, but Florida real estate and permitting can be more expensive.

How much does it cost to have a house built in Illinois?

Building a house in Illinois averages $264,000, ranging from $200,000 to $350,000. Chicago area costs are toward the higher end around $325 per square foot. Downstate rural areas are more affordable at around $115 per square foot.

How expensive is it to build a house in Oklahoma?

Oklahoma sits right around the national average, costing $130 per square foot or $260,000 total for a 2,000 square foot home. This provides a good balance of affordable construction pricing but higher land costs compared to other states.

How much does it cost to build a 2000 sq ft house in Chicago?

Construction pricing in the Chicago area is approximately $130 per square foot. So for a 2,000 square foot house, expect costs around $260,000. High labor demand drives up contractor rates in this metro region.


Razib is a skilled writer with 5 years of experience specializing in technology, finance, automotive and real estate. A BBA graduate from 2014, Razib's passion for these industries shines through in his informative and engaging content. His ability to break down complex topics and stay current on the latest trends makes him a valuable resource for readers seeking to understand these dynamic fields.

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