Cost to Build a House in Hawaii: A Ultimate Guide for 2024

In Hawaii, building a new home costs about $206 per square foot on average. So constructing a 2,000 sq ft house would approximately be around $412,000. Total expenses range $400,000 to $600,000 plus varying by location, property, labour, materials, etc. Completing construction typically spans 9-12 months across the Hawaiian islands.

Key Takeaways

  • Cost per square foot ranges from $160 to $900
  • Average per square foot construction costs are $206
  • Average cost $206 per sq ft in Hawaii
  • Total costs range from $400,000 to $600,000 for a single-family home
  • Completing new home construction takes 9-12 months
  • Property, labour, materials, and permitting drive overall expenses
  • Maui and Oahu are the most expensive islands to build on

The Average Home Building Expenses in Hawaii

The average cost to build a house in the US is $150 per square foot. In Hawaii specifically, construction costs average $206.42 per square foot. A 2,000 square foot Hawaii home would therefore run about $412,840 to build, according to Forbes. Factoring in land, permits and other fees, expect to spend $400,000 to $600,000 total. Home prices in Hawaii were up 9.0% in December 2023 over 2022, with the median sale price now at $756,600 according to Redfin data.

Also read: Cost to Build a House in Delaware

Average Cost Based On Square Footage in Hawaii

Square FootageAverage Cost
500 sq ft$103,000
1000 sq ft$206,000
1500 sq ft$309,000
2000 sq ft$412,000
2500 sq ft$515,000
3000 sq ft$618,000
3500 sq ft$712,000
4000 sq ft$824,000
4500 sq ft$927,000
5000 sq ft$1,030,000

Average Cost to Build a House in Hawaii By Number of Bedrooms

BedroomsAverage Cost per BedroomAverage House Size (sq ft)Total Cost Range
2$2201200$264,000 – $300,000
3$2351500$352,500 – $390,000
4$2501800$450,000 – $495,000
5$2702200$594,000 – $660,000

Average Cost to Build a House in Hawaii by Number of Stories

StoriesAverage Cost per Square FootTypical Square Footage Range Total Cost Range
Single Story$200 – $2301,500 – 2,500 sq ft$300,000 – $575,000
Two Story$220 – $2502,000 – 3,000 sq ft$440,000 – $750,000
Three Story$240 – $2702,500 – 3,500 sq ft$600,000 – $945,000

Price to Build a House in Hawaii by Style

StyleAverage Cost per Square FootKey FeaturesPotential Cost Range
Modern Hawaiian:$220 – $270Open floor plans, natural materials, expansive lanais, clean lines$440,000 – $625,000 (1,800 sq ft)
Plantation:$210 – $250Wraparound porches, high ceilings, wood detailing, tropical landscaping$420,000 – $575,000 (2,000 sq ft)
Contemporary:$230 – $280Minimalist design, large windows, sleek finishes, sustainable elements$460,000 – $660,000 (2,000 sq ft)
Island Bungalow:$200 – $240Simple, single-story layout, natural ventilation, muted colors, affordability$400,000 – $480,000 (1,600 sq ft)
Luxury Tropical:$250 – $350+High-end materials, infinity pools, outdoor living spaces, panoramic views$625,000 – $1,225,000+ (2,500 sq ft)

Average Cost to Build a House in Hawaii by Cities

CityAverage Building Costs per Sq. Ft.
Big Island$200
Maui$200
Honolulu$210

House Building Cost Across States in USA

StateAverage Amount
Hawaii$412,840
Delaware$327,060
California$405,440
Arkansas$251,800
Arizona$295,580
Alaska$421,080
Alabama$267,620
Illinois$265,440
Utah$288,560
Massachusetts$350,820
Minnesota$236,980
Pennsylvania$270,000
Wisconsin$424,000
Oklahoma$260,000
Washington$343,100
Colorado$299,300
Connecticut$345,440
Florida$263,640
Georgia$273,860
Montana$298,960
New Jersey$376,900
New York$360,180
North Carolina$301,500
North Dakota$212,500
Ohio$222,480

Also read: Cost to Build a House in Arizona

Typical Budget to Build a New Home in Hawaii

On average, you can expect the following budget range across the major phases of a custom home build project in Hawaii:

Land Acquisition Costs: $200,000 to $1 Million+

Oceanfront lots easily demand a premium. But also consider extra land may be required for septic systems, particularly in rural areas.

Planning, Permits & Fees: $50,000 to $150,000

Includes architect fees for designs, drafting costs, permitting, utility connection fees, surveys and inspections from local jurisdictions across islands.

Foundations & Framing: $100,000 to $250,000

Hawaii foundation construction presents challenges like expensive excavation in volcanic rock and elevated post-and-pier foundations. Wood framing labor and materials are costlier on islands too.

Roofing, Siding & Windows/Doors: $75,000 to $200,000

Pricing depends on the roof shape/pitch, size of house, siding materials (common options: wood, stucco, stone and brick) along with custom window/door selection.

Plumbing, Electrical & HVAC: $65,000 to $150,000

Running efficient, effective plumbing plus HVAC able to handle island humidity/outdoor air ventilation is more complex and pricier for Hawaii homes. Cooling demands push many homeowners to install solar.

Drywall, Paint & Flooring: $60,000 to $140,000

Hawaii’s humidity demands mold-resistant drywall and ventilation to avoid condensation issues. Hardwood acclimation, concrete sealing and tile drainage prep also drive up pricing.

Interior & Exterior Finishes: $100,000 to $400,000

Includes costs for kitchen cabinets/counters, bath fixtures, lighting, home automation, custom closets, railings, garage storage solutions and hurricane-rated exterior doors/windows.

Landscaping, Decks & Site Work: $60,000 to $250,000

Manicured tropical landscaping, patios/lanais, exterior lighting, drainage, pools, and stormwater management all involve added complexity for Hawaii’s wet climate located on volcanic, porous rock islands. Grading, excavating and erosion barriers are crucial but pricey.

Total Construction Cost: $412,000 (2,000 sq ft home)

As you can see, home building budgets in Hawaii can escalate quickly due to high material costs, skilled labor shortages, remote island logistics and strict permitting. Homeowners may ultimately save money long-term constructing a smaller, high-quality home optimized for the islands instead of maxing out square footage.

Also read: Cost to Build a House in Arkansas

Step-by-Step Process to Build a House in Hawaii

  1. Choose land & confirm zoning allows home building
  2. Hire an architect to design house plans & get permits
  3. Select and finalise contract with a general contractor
  4. Complete site work – clear land, utilities, excavate for foundation
  5. Lay foundation & begin framing, electrical, plumbing, HVAC
  6. Install insulation, drywall, finishes like paint, trim, floors
  7. Landscape yard, build driveways & walkways
  8. Final inspections & move-in once complete & occupancy granted

How Long Does It Take to Build in Hawaii

For new custom homes built with a licensed contractor in Hawaii, you can expect an average duration of 9 to 12 months. However, delays extending projects to 14+ months are very possible due to permitting challenges coordinating approvals across multiple islands with different codes.

Here is a rough timeline:

  • Design & Planning Stage: 2 to 6 months
  • Excavation, Foundation & Framing Stage: 3 to 6 months
  • Roofing, Siding & Window Install Stage: 2 to 4 months
  • Interior Finishes Stage: 4 to 7 months
  • Inspections & Punch List Stage: 1 to 2 months
  • Landscaping & Final Site Work Stage: 1 to 3 months

Factors That Impact the Cost to Build a House in Hawaii

  • Location (island and specific area)
  • Property type (single family, multi-story, luxury estate, etc.)
  • Level of customization (standard spec home vs. high-end luxury custom)
  • Land acquisition costs
  • Labor costs
  • Building materials expenses
  • Permitting and fees
  • Site conditions requiring additional work
  • Contractor rates

Tips for Managing Hawaii Construction Costs

Although pricing is high compared to the mainland, here are some tips to keep your total home building budget reasonable:

  • Choose an affordable island/region – Opt for Big Island or Kauai over Maui or Oahu for lower land values and construction expenses. Or, consider locales on the outskirts of major areas.
  • Build a spec home, not fully custom – Spec homes with pre-set designs minimize change orders and custom addons that increase square foot pricing rapidly.
  • DIY what you can – If you’re willing to take on painting, flooring or minor finishes yourself, this saves significant labor costs.
  • Watch the extras – It’s easy to get carried away adding high-end appliances, bonus spaces or luxury features that don’t fit your budget. Set limits early.
  • Interview several contractors – Vet their experience fully and compare detailed pricing. Make sure you choose both quality and affordability.

Key Cost Saving Strategies

Given the fundamental cost structure challenges in Hawaii, how can builders control expenses? Here are a few proven techniques to help rein in new construction budgets:

  • Alternative Foundation Options – Post-tension concrete slab foundations run cheaper than drilled piers or masonry options. ICF formwork also helps compress schedules and labor.
  • Efficient Floor Plans – Simple layouts like squares or rectangles minimize wasted space, roofing, and exterior walls. Multi-level designs add square footage for less.
  • Offsite Fabrication – Factory built modules for walls, roofs, and cabinets bypass lengthy onsite labor. Shipping completed assemblies from mainland factories offsets the added freight costs.
  • Island-Style Architecture – Breezy single-wall construction with floor-to-ceiling windows and spaces maximizes natural ventilation. Less enclosed areas mean less cost.
  • Smart Landscaping –Sparse planting plans require less irrigation. Native species also limit maintenance expenses long-term.
  • Energy Efficient Equipment – Specifying ENERGY STAR appliances, electric heat pumps, and solar water heaters curbs power consumption.
  • Project Management Vigilance – Meticulous attention to schedules and budgets keeps overruns in check during Hawaii’s slower-paced construction process.

House Building Financing Options

  • Construction loans – Temporary financing to fund building costs, then converted to a mortgage
  • FHA 203(k) loans – Finance purchase and rehab for fixer-uppers
  • VA loans – No down payment option for qualifying veterans
  • Renovation mortgages – Finance improvements to an existing home
  • HELOC loans – Use home equity line of credit to tap built-up equity
  • 401(k) or IRA loans – Borrow from retirement savings (with strict rules)
  • Personal loans – Unsecured financing based on creditworthiness
  • Home equity loans – Secured lending using home as collateral
  • USDA rural loans – 100% financing for low-income buyers in rural areas
  • Family loans – Borrow from relatives using private agreement

Benefits of Building Your Own Home in Hawaii

  • Customised to Exact Specifications – Design perfectly tailored floor plans and features rather than settling for an existing home
  • Potential for Future Rental Income – High tourism and relocation demand enables rental revenue potential
  • Greater Long-Term Value – Brand new construction may appreciate faster than existing homes
  • Energy Efficient and Sustainable – Incorporate latest green building materials and systems for efficiency
  • Ideal Primary Residence – Create the perfect multi-generational family compound in paradise
  • Build Equity and Savings – Invest resources over time instead of large lump-sum home purchase
  • Pride of Ownership – Opportunity to construct your unique island dream home from the ground up

Building vs. Buying a House: Key Differences

Building a custom home allows you to dictate every design aspect to suit your needs and tastes exactly. However, constructing a residence requires significant upfront capital, a 9-12 month build timeline in Hawaii, and the hassle of overseeing the homebuilding process. Unexpected overruns that exceed budget are also common mid-project.

Buying an existing house provides immediate move-in readiness at a fixed purchase price. Yet trade offs come with inheriting someone else’s layout, prior wear and tear items, and surrounding neighbourhood. Finding an ideal fit home can also take substantial effort and compromise in Hawaii’s fast-paced real estate market. Either route carries advantages and challenges to weigh based on budget, lifestyle needs, and willingness to take on a major project.

Tips For Cheapest Way to Build a House in Hawaii

Here are some tips for the cheapest way to build a house in Hawaii:

  • Opt for simple floor plans – Square or rectangular layouts minimize wasted space and building materials. Go vertical with multi-level plans to add square footage efficiently.
  • Use cost-efficient foundation options – Post-tension concrete slabs run cheaper than masonry or pier foundations. ICF forms also save time and labor.
  • Install prefabricated modular components – Factory-built wall panels, trusses, and cabins cut on-site labor costs.
  • Limit custom finishes and complex details – Stick to builder-grade fixtures and avoid expensive stonework or custom millwork.
  • Use native landscaping – Local climate-appropriate plants require less maintenance long-term.
  • Size HVAC systems efficiently – Oversized equipment wastes energy and adds unnecessary expense.
  • Consider remote or rural locations – Property costs and contractor rates are lower outside resort areas.

Following prudent value engineering principles by simplifying designs, capitalizing on offsite fabrication, and locating in less central areas can yield major budget savings. But deep cuts also affect quality, functionality and resale value. Striking the right balance is key.

The Bottom Line

Building a new house in Hawaii comes with elevated expenses, averaging around $207 per square foot. Constructing a 2,000 square foot home would cost approximately $414,000. Overall, expect total price tags ranging $450,000 to $650,000, with variability depending on factors like location, property attributes, labour rates, and materials pricing. Completing a full buildout typically takes 9-12 months across Hawaii’s islands. Careful planning and budgeting is essential for taking on new home projects in this high-cost state.

Frequently Asked Questions (FAQ)

What does the average house cost in Hawaii?

The average house price in Hawaii is $756,600 as of December 2023, according to Redfin. New construction costs range from $400,000 to $600,000. High land and labor expenses drive up home prices across the islands.

How much does it cost to build a 2000 sq ft house in Hawaii?

With average per square foot construction costs around $206 in Hawaii, building a 2,000 square foot home would cost approximately $412,000. Total expenses could range $450,000 to $650,000.

How much does it cost to build a 3000 sq ft house in Hawaii?

For a 3,000 square foot home, at $206 per square foot you would expect construction costs around $618,000. With land, fees, and professional services, overall budgets range $675,000 to $975,000.

Is it hard to build a house in Hawaii?

Yes, constructing a home in Hawaii poses challenges like high material costs, limited labor, complex regulations, rugged terrain, and an extended 9-12 month timeline. Permitting and inspections also take longer than on the mainland.

How much does it cost to build a house in Honolulu?

As Oahu’s main population centre, Honolulu lands among Hawaii’s most expensive areas to build, cost ranges from $150 to $500 per square foot. So a 2,000 square foot Honolulu home could run $1 million.

How much is a two story house in Hawaii?

Two-story construction provides an efficient way to maximise square footage. Budget about $100-$150 more per sq ft over single-story due to added structural work and finishes. So around $300,000 to $450,000 for a 2,000 sq ft two-story home.

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